Amedi, D.G.M.K. and Mohammed , B.A. 2026. The Effectiveness of Artificial Intelligence in Achieving Organizational Transformation: A Field Study of the Opinions of a Sample of Administrative Leaders in Private Banks in Duhok Governorate. Al-Ghary Journal of Economic and Administrative Sciences. 21, 3 (Jul. 2026), 998–1034. DOI:https://doi.org/10.36325/ghjec.v21i3.20802.