AL HAMDANI, Mohammed majeed. Digital currencies and their impact on achieving sustainable competitive advantage in the banking services sector: a future vision and development scenarios. Al-Ghary Journal of Economic and Administrative Sciences, Kufa, Najaf, IRAQ, v. 20, n. 00, p. 2299–2317, 2024. DOI: 10.36325/ghjec.v20i00.17126. Disponível em: https://journal.uokufa.edu.iq/index.php/ghjec/article/view/17126. Acesso em: 1 aug. 2026.