Muhammad, Safaa Tayeh, and Ahmed Raqeb Hassan Al-Hatemi. 2024. “Financial Innovation Role in Developing Banking Services through the Mediating Role of Knowledge Management Systems: A Descriptive Analytical Study of the Opinions of a Sample of Employees in Private Commercial Banks in the Middle Euphrates”. Al-Ghary Journal of Economic and Administrative Sciences 20 (2): 724-46. https://doi.org/10.36325/ghjec.v20i2.16593.