Muhammad, Safaa Tayeh, and Ahmed Raqeb Hassan Al-Hatemi. “Financial Innovation Role in Developing Banking Services through the Mediating Role of Knowledge Management Systems: A Descriptive Analytical Study of the Opinions of a Sample of Employees in Private Commercial Banks in the Middle Euphrates”. Al-Ghary Journal of Economic and Administrative Sciences, vol. 20, no. 2, June 2024, pp. 724-46, https://doi.org/10.36325/ghjec.v20i2.16593.