Al-Ruaziq, Sarah Salam Sarhan. “The Role of Financial Digitization in Enhancing the Quality of Banking Services - A Comparative Study”. Al-Ghary Journal of Economic and Administrative Sciences 21, no. 1 (July 14, 2026): 288–310. Accessed October 13, 2026. https://journal.uokufa.edu.iq/index.php/ghjec/article/view/18040.