al-Rubaie, Governor Mohsen Muhammad, and Haider Abbas Al-Janabi. “Using a Markov Matrix to Predict Fluctuations in Foreign Exchange Rates”. Al-Ghary Journal of Economic and Administrative Sciences 18, no. 00 (November 17, 2022): 181–194. Accessed May 14, 2024. https://journal.uokufa.edu.iq/index.php/ghjec/article/view/14414.