TY - JOUR AU - Al-Dhabawy, Hassan AU - Twij, Alaa PY - 2022/12/18 Y2 - 2024/03/29 TI - Analysis of the reality of non-performing loans for the Iraqi banking sector for the period 2010-2019 JF - Journal of Kufa Studies Center JA - ksc journal VL - 1 IS - 67 SE - peer-reviewed articles DO - 10.36322/jksc.v1i67.10728 UR - https://journal.uokufa.edu.iq/index.php/ksc/article/view/10728 SP - 1-38 AB - <p style="direction: ltr;">The research aims to analyze non-performing loans in the Iraqi banking sector through three indicators (total cash credit, total deposits, total assets), and the importance of the research lies in the importance of the banking sector and its increasing role in stimulating the economic sectors by financing them to cover their activities and expose them to difficulties As a result, it makes it lose a significant part of its financial resources due to non-payment of loans granted by its beneficiaries, as data from the banking sector was taken for the period (2010-2019).</p><p style="direction: ltr;">After conducting the financial analysis of the level of non-performing loans in the banking sector, it was found that the indicators (total cash credit, total deposits, total assets) did not exceed the standard ratio of (10%) except for the non-performing loans to total deposits indicator, as it exceeded the standard ratio for two years They are (2018, 2017), and the research reached a set of conclusions, including that all ratios were less than the standard, except for the indicator of the total non-performing loans to the total cash credit, as it exceeded the standard ratio. The private sector negotiated between the two parties, especially with sectors that appeared to have high levels of stumbling.</p> ER -