Al-Dhabawy, Hassan, and Alaa Twij. “Analysis of the Reality of Non-Performing Loans for the Iraqi Banking Sector for the Period 2010-2019”. Journal of Kufa Studies Center 1, no. 67(B) (December 18, 2022): 1–38. Accessed November 15, 2026. https://journal.uokufa.edu.iq/index.php/ksc/article/view/10728.