MUHAMMAD, Safaa Tayeh; AL-HATEMI, Ahmed Raqeb Hassan. Financial Innovation Role in Developing Banking Services through the Mediating Role of Knowledge Management Systems: A descriptive Analytical Study of the Opinions of a Sample of Employees in Private Commercial Banks in the Middle Euphrates. Al-Ghary Journal of Economic and Administrative Sciences, Kufa, Najaf, IRAQ, v. 20, n. 2, p. 724–746, 2024. DOI: 10.36325/ghjec.v20i2.16593. Disponível em: https://journal.uokufa.edu.iq/index.php/ghjec/article/view/16593. Acesso em: 10 nov. 2026.