MOHAMMED, Safaa tayeh. The relationship between entrepreneurial competencies and digital transformation in commercial banks (An exploratory study on government banks in Najaf Governorate). Al-Ghary Journal of Economic and Administrative Sciences, Kufa, Najaf, IRAQ, v. 20, n. 00, p. 2029–2055, 2024. DOI: 10.36325/ghjec.v20i00.17102. Disponível em: https://journal.uokufa.edu.iq/index.php/ghjec/article/view/17102. Acesso em: 9 nov. 2026.