Al-Abedi, Ali Razzaq, and Kareem Lateef Kadhim AlZobaidee. “Al-Ghary Journal of Economic and Administrative Sciences”. Al-Ghary Journal of Economic and Administrative Sciences 19, no. 3 (September 30, 2023): 201–2020. Accessed October 22, 2026. https://journal.uokufa.edu.iq/index.php/ghjec/article/view/14651.