Electronic payment cards use and obstacles

Abstract

This study dealt with electronic payment cards in terms of the beginning of their use and the reason that contributed to their emergence in the world in general and Iraq in particular, as well as the obstacles that faced the operation of electronic payment cards, whether the practical obstacles represented in the quality of their performance and the methods of using and trading them, or the societal obstacles represented in the difficulty of individual acceptance. And the community to circulate

 it due to ignorance in its use or the individual’s lack of habit of using it, as well as knowing the extent of banking awareness of the use of electronic payment cards .