Comprehensiveness of banking services (A comparative study)

Abstract

That the issue of the comprehensiveness of banking services is of great importance for the advancement of economic and social reality, in light of global developments and the unity of banking competition in developed countries and even in some developing countries, Iraq remained suffering from the weakness of the banking system and its slow development compared to other countries, the banking business and its development was the reason for the growth of the economy  And on this basis, in our study we put forward the obstacles that obstruct the comprehensiveness of banking services and propose solutions to them based on successful international experiences. The transfer of banks to electronic work is an important reason for promoting the concept of inclusiveness, because the emergence of electronic payment systems is one of the most important means  Which helped to grow the concept of inclusiveness significantly, and the role of providing banking services electronically is no less important than it, as developed countries today deposit cash circulation of money, and physical dealings in banking business, to replace work and electronic payment in place, to facilitate the process of obtaining banking service and shorten the effort and time  , We do not deny the role of traditional means in achieving inclusiveness, as their role is still important in achieving inclusiveness, but rather an integral part of the plan to achieve Sham  Mandate of banking services