دور الشمول المالي في تعزيز نمو الاقتصاد العراقي دراسة تطبيقية لعينة من المصارف المدرجة في سوق العراق للأوراق المالية

Abstract

The present study aimed to test the role of financial inclusion in the economic growth of a sample of banks listed in the Iraqi market for securities and its impact on economic growth As well as to identify the indicators used for the variables of the study The study sample consisted of the banks listed in the Iraqi Stock Exchange of (35) private bank for a period of 6 years (1/1/2011 - 31/12/2016) Statistical methods were used (correlation in Spearman's method, linear regression) And the financial indicators of (growth rate of points of sale, growth rate of ATM, growth rate of loans, number of loan accounts for adults) Through the statistical program (SPSS V.23, Excel 2016) to test the hypotheses of the study The main findings of the study were the absence of a relationship of the impact of financial inclusion in economic growth The study recommended attention to financial inclusion through the formulation of new strategies that contribute to increasing economic growth in light of the limited strategies, policies and financial programs.