The effect of banking stability on a sample of commercial banks For the period from 2015-2021

Abstract

This research sought to diagnose and measure the impact of banking stability on a sample of commercial banks.

Banking stability reflects the ability of the institutions of the system to absorb negative shocks to the economy, which makes the regulatory and supervisory authorities give it great attention and seek to establish it at the level of all institutions that make up the banking system. Complying with the Basel Committee's standards, and in particular capital adequacy, is considered one of the most important current proposals to theoretically achieve stability. Through this research, we have reached (it became clear from the capital adequacy index for the research sample, as the Commercial Bank of Iraq achieved the highest percentage, which is (728%) in the year 2016, which was reflected in the highest average in the research sample, as it reached approximately (459.4%) and indicates This increases the solvency of the commercial bank and its ability to bear potential losses or risks that the bank may be exposed to, as the higher this indicator, the less likely it is to be exposed to banking risks, and the solvency of the bank increases.