insurance and insurance system

Abstract

The payment of damage in the event of sudden events and matters is among the things that have always preoccupied the human mind, and such a matter and its kind in the past days was called the sane system and it is dealt with through the family and the person’s heirs, so that the condition of the affected individual returns to before the damage and the occurrence of the accident. This type of system was approved by Islam, but the development of technology and the inability of the rational system to solve all issues led to the emergence of the insurance business. But this insurance was seen by some jurists in opposition with some of the principles of jurisprudence, so they disagreed with it and included it within the rational system. This research, through the balancing contract between the industry of insurance and the Aqilah system, proved that the insurance and the Aqilah system, despite the similarities between them, are different in definition, subject, workmanship, and essence. So that the ratio between them can be described as being general and specific from a point of view, because the subject and scope of insurance is much broader than the Aqilah system, just as insurance is an independent, legal and non-obligatory contract that calls for its inclusion under another name such as the Aqilah system and others.