Evaluation of the deposit and credit function of commercial banks and its impact on the traded value index of the sectors of the Iraqi Stock Exchange

Abstract

The research aims to know the impact of commercial banks and their functions (deposit and credit function) on the activity of listed companies through the traded value index. In its study, it relied on reports for the Iraqi Stock Exchange for the period from (2005-2021). The study used a set of financial and statistical means to achieve its objectives.Analytics Multiple linear regression for the purpose of testing the direct effect relationships between the dimensions of the research variables and by using the statistical program SPSSV.23 and the Excel program. The research reached a set of conclusions, the most important of which is that the trading value of credit and investment sector companies is the lowest among the rest of the sectors, and this reflects the extent of the weakness of the two sectors, as the presence of a strong insurance sector will greatly support other sectors, as is the case for the investment sector, which plays a major role in the development process.The research concluded with a set of recommendations, the most important of which is where commercial banks by the Central Bank to take new and effective strategies to attract deposits, as well as to take credit policies that serve the companies listed in the market, which would achieve growth in market activity.