The financial risks of insurance and its impact on the returns of Dar Al-Salam and Al-Hamra insurance companies

Abstract

The research comes to shed light on an important sector of the financial sectors, which is the insurance sector, as it focuses on providing a theoretical framework that helps to understand the important foundations and rules on which the concept of risks and returns in the insurance sector is based. The research consists of three sections, the first dealt with the linguistic and economic definition of insurance and a statement of the characteristics of the insurance contract and its economic and social effects, and the second included an analysis of investments, returns and risks for the research sample companies, and was divided into three paragraphs: an analysis of the investments and returns of Al-Hamra Insurance Company, an analysis of the investments and returns of Dar Al-Salam Insurance Company and the risks of companies Insurance, while the third topic was devoted to the applied aspect, which is represented in diagnosing the impact of risks to which insurance companies are exposed to returns, which will be applied in the insurance sector.