The Role of the contractual credits in Banking Operations profitable (study on a sample of the commercial banks listed in the Iraq securities market for the period (2011-2015))

Abstract

Abstract:

The banking sector and the financial transaction are considered as the major basis which makes it for the intact economical construction and its development level. One of these services is the promissory credits with its main types , the appropriation documents which comes to catered the requirements of the international commerce and simplifying the reciprocity trade among people who work in it in order to assure their benefits and avoid endangerment . The second one is the guaranteeing oratories which have raised to increase the importance with the economical development , and the net of the contracting companies increases as well. The banks take their roles in implementation to assure the seriousness of the work and embank the gab of the distrust among the dealers and spread the safe and trust to all transactors .

 The banking sector is chosen for statistical society for studying , an indiscriminate sample is chosen for (11) private trade banks from (19) private bank , tabled as stock and share markets . Moreover ,The analyze of the important of the relativity has been done for the Grossing Contribution for banking transaction which come from many ways to procreating the profit from the total banking profit. Also ,it's obvious     that it contributes in the highly relativity importance from the totaling profit. As well as the analyze of the importance of the relativity brokerages of the guaranteeing oratories and appropriation document has been achieved for propagation of the profit of the banking transactions and it seems to be contributing in acceptable percentage in that , and it is uneven between one bank and other.