Analyzing the reality of financial innovations according to (FinTech) for Iraqi banks: an analytical study for the period (2017-2021)
DOI:
https://doi.org/10.36322/jksc.175(A).18428Keywords:
Financial Innovations, FinTech, Iraqi BanksAbstract
The current study discusses an important and recent topic in the financial and banking sector. Which is financial innovations according to the FinTech model, which is one of the basic tools that help develop the reality of the banking sector. Therefore, the study aimed to provide a clear idea about the application of this model to help Iraqi banks develop their business according to the latest Financial and technological innovations.
The study community included the Iraqi banking system for the period (2017-2021), and the main hypotheses were analyzed and tested using the statistical program (SPSS)). The study conclusion was that the trend was to use modern payment methods from advanced systems and software to meet the needs of customers and attract the largest number of them, as well as that the best indicator of financial innovations according to the (FinTech) model is the indicator of access to electronic banking services and ease of use.
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المراجع:
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7. خضير، مرتضى طه، & عبود، خلود هادي (2020) الخدمات المصرفية عبر شبكة الأنترنت وتأثيرها في القيمة المدركة للزبون، مجلة دراسات محاسبية ومالية، 15(52).
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ثانياً: المراجع: الأجنبية:
1) Adeosun, O. T., Shittu, A. I., & Ugbede, D. (2021). Disruptive financial innovations: the case of Nigerian micro-entrepreneurs. Journal of Business and Socioeconomic Development Emerald Publishing Limited 2635-1374.
2) Hasan, D. (2019). Analysis Of Banking Service Financial Technology (Fintech) Risk Management in Islamic Banks (Case Study at Bank Syariah X in Jakarta). KnE Social Sci-ences, 492-508.
3) Ayswarya, R., Sarala, D., Muralidharan, P., & Ilankadhir, M. (2019). Service quality of mobile banking services in ICICI Bank Limited. Journal of Service Science and Management, 12(05), 649.
4) Bala, T., Jahan, I., Al Amin, M., Tanin, M. H., Islam, M. F., Rahman, M. M., & Khatun, T. (2021). Service Quality and Customer Satisfaction of Mobile Banking during COVID-19 Lockdown; Evidence from Rural Area of Bangladesh. Open Journal of Business and Man-agement, 9(5), 2329-2357.
5) Senyo, P. K., & Osabutey, E. L. (2020). Unearthing antecedents to financial inclusion through FinTech innovations. Technovation, 98, 102155.
6) Vetrivel, S. C., Rajini, J., & Krishnamoorthy, V. (2020). Influence of internet banking service quality on customer satisfaction-an Indian experience. Journal of Critical Reviews, 7(2), 546-551.
7) Pete, Morgan, P. J., & Trinh, L. Q. (2020). Fintech and financial literacy in Viet Nam (No. 1154). ADBI Working Paper Series.
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First: Arabic References:
1. Khairy, Osama Mohammed (2012) Creativity and Innovation Management, First Edition, Dar Al-Raya Publishing - Amman.
2. Al-Ghali, Ben Ibrahim (2015) The Role of Financial Innovation in the Development of Islamic Banking, Research presented to the International Conference on Financial Innovation and Engineering Products and Applications.
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Second: References: Foreign:
1) Adeosun, O. T., Shittu, A. I., & Ugbede, D. (2021). Disruptive financial innovations: the case of Nigerian micro-entrepreneurs. Journal of Business and Socioeconomic Development Emerald Publishing Limited 2635-1374. DOI: https://doi.org/10.1108/JBSED-01-2021-0006
2) Hasan, D. (2019). Analysis Of Banking Service Financial Technology (Fintech) Risk Management in Islamic Banks (Case Study at Bank Syariah X in Jakarta). KnE Social Sciences, 492-508. DOI: https://doi.org/10.18502/kss.v3i26.5396
3) Ayswarya, R., Sarala, D., Muralidharan, P., & Ilankadhir, M. (2019). Service quality of mobile banking services in ICICI Bank Limited. Journal of Service Science and Management, 12(05), 649. DOI: https://doi.org/10.4236/jssm.2019.125045
4) Bala, T., Jahan, I., Al Amin, M., Tanin, M. H., Islam, M. F., Rahman, M. M., & Khatun, T. (2021). Service Quality and Customer Satisfaction of Mobile Banking during COVID-19 Lockdown; Evidence from Rural Area of Bangladesh. Open Journal of Business and Management, 9(5), 2329-2357. DOI: https://doi.org/10.4236/ojbm.2021.95126
5) Senyo, P. K., & Osabutey, E. L. (2020). Unearthing antecedents to financial inclusion through FinTech innovations. Technovation, 98, 102155. DOI: https://doi.org/10.1016/j.technovation.2020.102155
6) Vetrivel, S. C., Rajini, J., & Krishnamoorthy, V. (2020). Influence of internet banking service quality on customer satisfaction-an Indian experience. Journal of Critical Reviews, 7(2), 546-551. DOI: https://doi.org/10.31838/jcr.07.02.102
7) Pete, Morgan, P. J., & Trinh, L. Q. (2020). Fintech and financial literacy in Viet Nam (No. 1154). ADBI Working Paper Series.
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