Health insurance contract: its concept, legality, and types

Abstract

Health insurance contract, its concept, legality, and types

The study aims to clarify a number of things, including:

The reality of health insurance: Since health insurance was defined by several definitions, whoever included it in the previous customary contracts defined it according to what was included in it by carving a concept for this new contract.

Discussing the need for health insurance: since the idea of ​​​​insurance was among the things that keep the specter of dangers away from a person - whether in himself or his property - from drowning, fire, theft, death, and the like of these accidents, which insures him or his family members in ample amount Of money for its bet and the need of the human community for it.

Research in the historical dimension of insurance: it is fruitful in identifying how the street signed it, even within the resources and individuals, by removing privacy from it and generalizing it to other resources. With the inclusion of the guarantee of the sane and the guilty in the insurance, it is useful to approve the insurance contract in Sharia in general.

Statement of the location of this contract within the legal contracts: As the insurance contract is one of the necessary contracts, which cannot be rescinded except with the consent of both parties. Yes, if it is stipulated within the contract that the insured or the insured or both of them are entitled to termination, termination is permissible according to the condition. And if the insurer fails to act on his commitment, the insured has the right to oblige him to do so - even if by pleading with the Sharia judge or others - and he has the option to terminate the contract and recover the amount of the insurance